Veru365 is AI-powered financial planning for advisors and their clients. This tutorial walks you through everything the platform can do — from your first conversation with Freddy to Monte Carlo projections, stock strategies, and running your whole firm on the admin dashboard.
Veru365 is a chat-first financial planning platform. At its center are three AI assistants you can talk to about your money in plain English. Around them sits a full toolkit: a personal financial statement, an AI-generated financial plan with Monte Carlo simulation, a document vault, bank account syncing, a stock portfolio builder with five research strategies, and a complete practice-management layer for advisory firms.
Its promise is simple: “When personal financial information meets AI, Magic can Happen.”
The flagship financial-planning assistant. Freddy helps with budgets, retirement, net worth, goals, and can fill out your financial tools right inside the conversation.
Your stock-market companion. Harvey powers the Stock Analyst tool (“Harvey's Take” on any ticker) and helps DIY investors research and build portfolios.
A financial assistant designed around the needs and priorities of women investors, with the same full planning toolkit behind her.
Work through them in order if you're new, or jump straight to the feature you need.
Invite codes, creating your account, identity verification, joining or creating an organization, and finding your way around.
Read chapter →Talking to Freddy, Harvey, and Anna — starter prompts, in-chat tools, conversation search, sharing, and how the AI uses your data.
Read chapter →Connect bank accounts with Plaid, build your Financial Statements, complete the Fact Finder, set a budget, organize taxes, and use the File Vault.
Read chapter →Generate an AI financial plan: net worth, cash flow, Monte Carlo, retirement timeline, action plan, scenarios, stress tests, and What-If magic.
Read chapter →Build My Stock Portfolio, Stock Analyst, Company Snapshot, and the five research strategies: Perfect10, EVS, Attaboy, Insider Buying, and Rats Abandoning the Ship.
Read chapter →The Admin and Advisor dashboards, PAGO engagement scores, inviting users, branding, client handoff, booking pages, the chat widget, and CRM integrations.
Read chapter →Quick answers to common questions, plus a glossary of every Veru365 term — PFS, PAGO, EVS, Fact Finder, and more.
Read chapter →| Area | What you get | Where it lives |
|---|---|---|
| AI Chat | Three assistants that answer questions and operate your financial tools inline | Home screen → pick an assistant |
| Financial Statements | Your personal balance sheet: assets, liabilities, income, expenses | Tools → Financial Statements |
| Financial Plan | Versioned AI-generated plan with Monte Carlo, retirement, scenarios, stress tests | Tools → Create Financial Plan |
| Connected Accounts | Securely sync banks & brokerages via Plaid | Settings → Connected Accounts |
| File Vault | Secure document storage with AI value extraction | Tools → File Vault |
| Stock tools | Portfolio tracker, per-ticker AI analysis, five research strategies, custom screeners | Tools → Build My Stock Portfolio |
| Budget & Taxes | My Personal Budget and the Tax Organizer | Tools menu |
| What-If Scenarios | Model life changes before you make them | Tools → What-If Scenarios |
| Appointments | Book time with an advisor; public booking pages per firm | Tools → Schedule an Appointment |
| Practice management | Admin dashboard, engagement scoring, handoff, branding, integrations | Admin Dashboard (owners) |